United Kingdom
UK property tax help
The UK has two property taxes worth checking: the annual Council Tax, where a large number of homes sit in the wrong band because valuations are frozen to 1991 (2003 in Wales); and the one-off tax you pay when you buy, which goes by a different name and a different set of rules in each nation. We help with both — flat fee, and you keep 100% of any refund.
Free tool
Council Tax band checker
Check your band, see if you’re over-banded against your neighbours, and whether you can challenge — free.
Free tool
Stamp Duty calculator
Work out your SDLT instantly — first-time buyer, additional property, non-UK resident. See if you may be owed a refund.
Annual tax
Council Tax band challenge
Compare your band against your postcode. If you look over-banded, we draft your VOA / Assessor challenge.
By council
Council Tax bands by council
Find your council to see how its bands work, who sets them, and how to challenge a wrong band.
England & NI
SDLT refund
Uninhabitable, mixed-use and multiple-dwelling purchases often overpay Stamp Duty. We estimate and draft the HMRC reclaim.
Scotland
LBTT refund
Reclaim the Additional Dwelling Supplement and other overpaid LBTT from Revenue Scotland.
Wales
LTT refund
Reclaim overpaid Land Transaction Tax — including the higher rate on a replacement home — from the Welsh Revenue Authority.
One purchase, three tax regimes
The tax you pay on buying a home depends on where in the UK it is. This is the single most common source of confusion for buyers — and for the solicitors who file the return.
| Nation(s) | Tax | Collected by | Refund check |
|---|---|---|---|
| England & Northern Ireland | Stamp Duty Land Tax (SDLT) | HM Revenue & Customs (HMRC) | Check SDLT |
| Scotland | Land and Buildings Transaction Tax (LBTT) | Revenue Scotland | Check LBTT |
| Wales | Land Transaction Tax (LTT) | Welsh Revenue Authority (WRA) | Check LTT |
Council Tax bands by nation
Bands are ranges of what a property was worth on the valuation date — not today. Because England and Scotland are frozen to 1991 values and Wales to 2003, the ranges look nothing like current prices, which is why band errors are so hard for homeowners to spot.
England
Valued at 1 April 1991 · set by Valuation Office Agency (VOA)
| Band | Value range (1991) | Charge vs Band D |
|---|---|---|
| A | £0 – £40,000 | 6/9 |
| B | £40,000 – £52,000 | 7/9 |
| C | £52,000 – £68,000 | 8/9 |
| D | £68,000 – £88,000 | 9/9 |
| E | £88,000 – £120,000 | 11/9 |
| F | £120,000 – £160,000 | 13/9 |
| G | £160,000 – £320,000 | 15/9 |
| H | £320,000+ | 18/9 |
England has never revalued: every band still reflects what the home would have sold for on 1 April 1991. Many 1991 valuations were done at speed from the kerbside, which is why band errors are common.
Scotland
Valued at 1 April 1991 · set by Scottish Assessors Association (SAA)
| Band | Value range (1991) | Charge vs Band D |
|---|---|---|
| A | £0 – £27,000 | 240/360 |
| B | £27,000 – £35,000 | 280/360 |
| C | £35,000 – £45,000 | 320/360 |
| D | £45,000 – £58,000 | 360/360 |
| E | £58,000 – £80,000 | 473/360 |
| F | £80,000 – £106,000 | 585/360 |
| G | £106,000 – £212,000 | 705/360 |
| H | £212,000+ | 882/360 |
Scotland also freezes bands to 1 April 1991 values, but the higher bands (E–H) carry a proportionally larger charge than in England after the 2017 reform.
Wales
Valued at 1 April 2003 · set by Valuation Office Agency (VOA)
| Band | Value range (2003) | Charge vs Band D |
|---|---|---|
| A | £0 – £44,000 | 6/9 |
| B | £44,000 – £65,000 | 7/9 |
| C | £65,000 – £91,000 | 8/9 |
| D | £91,000 – £123,000 | 9/9 |
| E | £123,000 – £162,000 | 11/9 |
| F | £162,000 – £223,000 | 13/9 |
| G | £223,000 – £324,000 | 15/9 |
| H | £324,000 – £424,000 | 18/9 |
| I | £424,000+ | 21/9 |
Wales is the only nation that has revalued — bands reflect 1 April 2003 values and there is an extra band (I) at the top. A Welsh revaluation for 2028 has been proposed, which may change bands again.
Not sure which applies to you? Start with the £4.99 Council Tax band check — we tell you plainly whether you look over-banded.
Check my band — £4.99Learn the terms: Council Tax band · VOA · SDLT